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Mortgage processor buy in US, Free Classifieds Ads

Company Name:
Arca24.com
Salary period: Annual
Additional classifications: Banking
R Bank's foundation is our community, our
customers, our employees, our shareholders and our bankers. We are
a locally owned and operated business with a value proposition of
developing a high touch relationship with our customers while
providing high tech solutions to their financial needs. The
technology that we employ allows us to provide a state of the art
banking experience in a relaxed environment.
GENERAL DESCRIPTION / PURPOSE:
This position will work closely with team members and clients in
order to process residential mortgage loans per FNMA underwriting
guidelines while ensuring compliance with FNMA as well as company
policies and procedures. In addition, the Mortgage Processor will
process construction loans, portfolio loans, and lot loans per
company underwriting guidelines and policies.
COMPANY GENERAL POLICY & PROCEDURE:
Attendance is punctual and present and the employee will request
time off in accordance with policy and follow call-in procedures
when unable to work as scheduled.
The requirements listed below are representative of the
knowledge, skill, and / or ability required. To perform this job
successfully, an individual must be able to perform each essential
duty satisfactorily. The competence of the employee in performing
his or her job duties will be demonstrated, maintained and improved
on an ongoing basis.
The statements contained in this position description reflect
the general duties considered necessary to describe the principal
functions of the job as identified, and shall not be considered a
detailed description of all the work requirements that may be
inherent in the position.
DUTIES AND RESPONSIBILITIES:
Prepare residential mortgage loans per FNMA underwriting
guidelines and compliance.
Use FNMA Desktop Underwriter for loan approvals.
Request and / or verify all required loan documentation
including but not limited to flood certifications, IRS transcripts,
title commitments, insurance, MI, UCDP appraisal documentation,
EDLS and LDP documentation, SSN verifications, and employment
verifications.
Clear loan of any DU or investor conditions and prepare for
closing department.
Process construction loans, portfolio loans and lot loans per
company underwriting guidelines and policies.
Communicate with customer regarding any possible missing
documentation.
Provide customer service, including change of addresses,
research, and routine inquiries.
Coordinate closing dates with realtors, builders, customers,
title companies, etc.
REQUIRED KNOWLEDGE, SKILLS, and ABILITIES:
High school diploma or equivalent.
Minimum of 1 year mortgage processing experience required.
Must be proficient with all guidelines and websites necessary
to complete job functions.
Ability to exhibit a warm, friendly, approachable personal
style and deal effectively with the customers' questions.
Must demonstrate professionalism in dealing with customers,
managers, and co-workers.
Ability to be self-motivated person with an outgoing, pleasant,
sales-oriented personality.
Ability to organize and manage multiple priorities.
Ability to maintain composure under pressure.
Ability to answer telephones in a professional, friendly and
courteous manner.
Ability to speak in a clear and understandable manner and write
legibly.
Ability to read, understand and carry out verbal and written
instructions and to request clarification when needed.
Ability to work efficiently and accurately in an atmosphere of
frequent interruption.
Proficient in arithmetic, Bank practices and procedures, and
departmental rules and regulations.
Excellent typing and word processing skills. Ten-key
calculator, typewriter and keyboard skills. Familiarity with loan
underwriting software, word processing, database management and
Internet based software programs.
PREFERRED KNOWLEDGE, SKILLS, AND ABILITIES:
Ability to speak Spanish
PHYSICAL DEMANDS:
The physical demands described here are representative of those
that must be met by an employee to successfully perform the
essential functions of this job. Reasonable accommodations may be
made to enable individuals with disabilities to perform the
essential functions.
While performing the duties of this job, the employee is
regularly required to talk or hear. The employee frequently is
required to sit. The employee is occasionally required to stand;
walk; use hands to finger, handle, or feel; reach with hands and
arms; climb or balance; stoop, kneel, or crouch. The employee must
frequently lift and / or move up to 25 pounds. Specific vision
abilities required by this job include close vision, distance
vision, color vision, depth perception, and ability to adjust
focus.
BENEFITS PACKAGE:
R Bank is committed to the success of our employees. We offer an
attractive benefits package including Medical, Dental, Vision,
Life, Disability, 401k, EAP, Wellness program and a Holiday Savings
program.
APPLY:
If you meet all of the minimum qualifications for this position
and would like to apply, please email along with your updated
resume to .
R Bank is an equal opportunity employer.
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